Business Growth Loans
Asset-backed business financing to fuel expansion, acquisitions, and strategic growth initiatives.
Why Choose Our Business Growth Loans
Flexible financing solutions designed to support your business expansion and growth objectives.
Fast Approval Process
Quick decision-making with indicative approval in 24-48 hours and funding within 2-3 weeks.
Growth-Focused Solutions
Tailored financing structures that support expansion, acquisition, and strategic business initiatives.
Flexible Security Options
Multiple security options including property, business assets, and equipment to suit your situation.
Business Expertise
Deep understanding of business financing needs across various industries and growth stages.
Flexible Terms
Terms from 12 to 36 months with interest-only options and flexible repayment structures.
Competitive Rates
Competitive interest rates from 8.5% with transparent pricing and no hidden fees.
Overview
Our Business Growth Loans provide asset-backed financing solutions for established businesses looking to expand, acquire assets, or pursue strategic growth opportunities. Secured against property or business assets, these loans offer flexible funding when traditional bank financing may not be available or fast enough.
Whether you're expanding operations, acquiring competitors, purchasing equipment, or managing working capital during growth phases, our business loans provide the capital you need with competitive rates and flexible terms.
Key Features
- Loan amounts from $500K to $15M
- Terms ranging from 12 to 36 months
- Interest rates from 8.5% per annum
- Secured against property or business assets
- Interest-only repayment options available
- Fast approval and settlement process
- No early repayment penalties
- Flexible security arrangements
Eligibility Criteria
Business Requirements
- Established business with 2+ years trading history
- Annual turnover of $1M+ preferred
- Clear business plan and growth strategy
- Adequate security to support loan amount
- Experienced management team
Security Options
- Commercial or residential property
- Business assets and equipment
- Inventory and stock
- Accounts receivable
- Personal guarantees from directors
Success Stories
Real business growth financing solutions that helped our clients achieve their expansion goals.
Manufacturing Expansion
Strategic Acquisition
Working Capital Growth
Understanding Business Growth Finance
Key concepts and considerations for business growth financing to help you make informed decisions.
Asset-Based Lending
Business growth loans are typically secured against business or personal assets, providing lenders with security and borrowers with competitive rates. Common security includes property, equipment, inventory, and accounts receivable.
Cash Flow Analysis
Lenders assess your business's ability to service debt through cash flow analysis. Strong, consistent cash flows and clear growth projections improve approval chances and may result in better terms and rates.
Growth Strategy Planning
A clear, well-documented growth strategy is essential for approval. This includes market analysis, competitive positioning, financial projections, and risk mitigation strategies to demonstrate loan viability.
Personal Guarantees
Most business growth loans require personal guarantees from directors or business owners. Understanding the implications and structuring guarantees appropriately is crucial for protecting personal assets.
Interest Rate Structures
Business growth loans may offer fixed or variable rates, with options for interest-only periods during growth phases. Understanding rate structures helps optimize cash flow during expansion periods.
Exit Strategy Planning
Having a clear exit strategy is important for short-term business growth loans. This may include refinancing to traditional bank debt, asset sales, or business cash flows once growth objectives are achieved.
Business Growth Loan Calculator
Calculate your potential repayments and explore different loan structures for your business growth needs.
These calculations are estimates only. Actual rates and repayments may vary based on your individual circumstances and business profile.
Frequently Asked Questions
Get answers to common questions about business growth loans.
Apply for
Complete this form to start your business growth loan application. Our lending specialists will contact you within 24 hours.
Ready to Grow Your Business?
Speak with our business lending specialists today to discuss your growth financing needs and explore tailored solutions.